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CATEGORIES:SDBA Events
SUMMARY:Breaking into Banking 101: Fundamentals of Commercial Banking—Virtual
DESCRIPTION:
Breaking into Banking 101:
Fun
damentals of Commercial Banking—Virtual
October 26, 2022
Virtual via Zoom
Register Online |
Print Details & Registration
SEMINAR
DESCRIPTION
Commercial banking can be intimidating because
of its complexity and the risk-oriented nature of the work. This course is
a clear and thorough introduction to the key concepts, terminology, and pr
ocesses involved in credit and lending. It doesn’t assume much prior knowle
dge of the topic, so it’s ideal for those in their first year in the indust
ry. Learners will walk away with a clear understanding of their job and how
their specific role fits into the bank’s overall profitability goals.
<
h1>REGISTRATION FEEMember Fee $285
Non-Member
Fee $385
Cancellation Policy: 100% refund if ca
nceled on or before Oct. 19; 75% refund if canceled Oct 20-22; No refund if
canceled after Oct. 23. Substitutions allowed at any time.
THE SEMINAR WILL COVER
1. The Business of Banking
- Why customer r
elationships matter
- Identifying and managing risk
- Net interest income vs. fee income
2. Why Businesses Borrow Money<
/strong>
- Working capital financing
- Real e
state and capital expenditures
- Start-ups, buyouts, bri
dge loans, and losses
3.
The Art of Underwriting - Part I
<
li>Industry considerations- Life cycle stage of your borrower
Analyzing quality of management
4. The Art of Underwriting - Part II
p>
- Four levels of quantitative analysis
- B
alance sheet: liquidity and leverage
- Income statement:
margins and coverage
5. Lo
an Structuring - Part I- Types of loan facilities
- Ho
w loan pricing really works
- Tenor and amortization
6. Loan Structuring - Part II
- Analyzing your collateral
- What loan covenants do f
or you
- The value of guarantees
7. The Credit Approval Process- Courtshi
p and the "life of a loan"
- Selling the deal twice - bank and custom
er
- Loan documentation
8. Loan and Portfolio Monitoring
- Understanding "
Expected loss"
- Loan grading - regulatory definitions
- Asse
t performance and loan loss provisions
9. The Complex Len
ding Machine- Internal relationships
- Intr
oduction to twelve key banking groups
- Critical partnership: Credit
and Lending
10. Test Drive Your Job
- A day in the life of a credit analyst
- Prerequisite trait
s for success
- Career advice and how to love your job
<
strong>SEMINAR PRESENTER
Andy Keusal is passionate about
using his teaching gift to help others reach their God-given potential. Aft
er earning his B.A. in psychology from the University of Notre Dame, he spe
nt 18 years in commercial banking, during which he interviewed, hired and t
rained hundreds of new bankers. He also helped build and run one of the nat
ion’s premier credit training programs at a large Midwest regional bank. He
left his corporate career in 2015 to found Keusal Learning, where he now h
elps people master the basics of banking. Many of his trainees have moved o
n to prosperous careers in banking, private equity and even business owners
hip.
WHO SHOULD ATTEND
New credit analysts, lenders, and underwriters, as well as ban
kers who don’t do credit analysis but need a working knowledge of the proce
ss. This may include statement spreaders, loan processors and closers, trea
sury management associates, administrative support for credit or lending of
ficers, branch managers, and interns.
SCHEDULE8:30 a.m. – 4:00 p.m. CDT
7:30 a.m.
– 3:00 p.m. MDT
Zoom link will be sent out 24 hours before the start
of the webinar.
This session will be recorded.
div>
DTSTAMP:20240329T121535
DTSTART;TZID=America/Chicago:20221026T083000
DTEND;TZID=America/Chicago:20221026T160000
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